XRP Price Prediction: Analyst Forecasts $50 Surge Amid Ripple’s U.S. Bank License Bid

Ripple's pursuit of a national banking charter and Federal Reserve master account signifies a transformative step toward blending cryptocurrency with traditional finance. Analyst Vincent Van Code predicts XRP could surge to $30–$50 if Ripple secures approval, citing institutional adoption potential. As of July 2025, this development could redefine XRP's role in the financial ecosystem.

XRP Price Prediction: Analyst Foresees $50 Surge if Ripple Secures U.S. Bank License

Ripple's application for a national banking charter and Federal Reserve master account marks a pivotal shift toward traditional finance integration. Approval would grant FDIC-insured accounts and direct access to Fed payment systems, positioning Ripple alongside Anchorage Digital as a crypto-native bank.

Vincent Van Code, a prominent XRP advocate, projects a $30–$50 price target, citing institutional inflows, RippleNet adoption, and potential ETF momentum. "This is a watershed moment," he stated, emphasizing Ripple's unique capacity to bridge crypto and legacy banking infrastructures.

Mercado Bitcoin Leverages XRP Ledger for $200M RWA Tokenization Initiative

Latin America's crypto powerhouse Mercado Bitcoin is positioning itself at the vanguard of blockchain's integration with traditional finance. The exchange announced plans to tokenize over $200 million in regulated real-world assets on the XRP Ledger, marking one of XRPL's most significant institutional deployments to date.

The move capitalizes on Ripple and Boston Consulting Group's projection of a $19 trillion tokenized asset market by 2033. By utilizing XRPL's settlement infrastructure—known for near-instant finality—Mercado bitcoin aims to bridge Brazilian financial markets with global capital networks through tokenized fixed income and equity products.

This strategic play demonstrates how public blockchains are increasingly becoming the infrastructure of choice for institutional asset tokenization. The initiative bypasses traditional finance walled gardens, offering a glimpse into how distributed ledger technology could reshape capital markets infrastructure.

Top Cryptos for Long-Term Growth: BlockDAG, XRP, SEI, and TON Gain Attention

As the crypto market evolves, a select group of projects is emerging as viable long-term investments. BlockDAG, XRP, SEI, and TON are distinguishing themselves through strong fundamentals, active development, and real-world utility. These assets are not merely riding short-term hype cycles but are building sustainable value propositions.

BlockDAG's presale has generated significant momentum, with 23.5 billion BDAG tokens sold, raising $330 million. Priced at $0.0016 in its current batch, the project offers a potential 25x ROI at its $0.05 listing price. Its live mobile mining app, boasting over 2 million users, demonstrates tangible traction beyond speculative interest.

XRP continues to demonstrate resilience despite regulatory challenges, maintaining its position as a cross-border payment solution. Meanwhile, SEI and TON are gaining recognition for their technical innovations and growing ecosystems. These projects represent a shift toward substance over speculation in the digital asset space.

Ripple Adopts New Escrow Strategy for XRP Releases Amid Market Pressures

Ripple has modified its XRP escrow release strategy for July 2025, splitting the traditional 1 billion token unlock into two tranches of 500 million XRP each. This marks a departure from its previous lump-sum approach, signaling a more calculated method to manage market supply and ecosystem growth.

The company relocked 700 million of the unlocked XRP while allocating 300 million to fuel expansion initiatives. These funds will target on-demand liquidity services, exchange-traded products, and Ripple Ledger infrastructure development—a clear MOVE to balance reserve management with long-term adoption goals.

Since March 2025, Ripple has shifted toward phased releases and strategic deployments, reflecting an evolving playbook for navigating market pressures while advancing XRP's utility in blockchain finance.

XRP Analyst Predicts Path to Double-Digit Prices Amid ETF Optimism

XRP has surged toward $3 this year, fueled by renewed Optimism after the U.S. SEC acknowledged NYSE Arca's filing for Grayscale's XRP ETF application. The rally gained momentum once the cryptocurrency broke the key $2 resistance level, sparking bullish sentiment among analysts.

Popular analyst Egrag Crypto described last week's flash crash as a "manipulation event" that liquidated Leveraged traders but emphasized XRP remains on an upward trajectory. The asset must hold above a critical blue channel to maintain strength. "Wicks can occur, but closing below key targets would signal weakness," Egrag noted. Conversely, closing above upper targets—particularly on longer timeframes—would reinforce bullish momentum.

The analyst now eyes an ascending triangle formation, with a close above $2.75 potentially triggering a move toward $3.40. "Anything between $2 and $3.40 is just noise," Egrag stated, underscoring the significance of a decisive breakout for XRP's path to double-digit territory.

XRP Ledger Sees 34% Monthly Growth in Tokenized RWAs, Eyes Expansion with Mercado Bitcoin Partnership

The XRP Ledger recorded a 34.6% monthly surge in tokenized real-world assets (RWAs), reaching $157.4 million—the second-highest growth among major blockchains. Only Aptos outpaced it with a 57% jump to $539.3 million, while ethereum maintained dominance at $7.55 billion despite modest 2.4% growth.

With just six active projects, XRP Ledger ranks as the 10th-largest RWA blockchain by value but stands to scale rapidly. A newly announced partnership with Brazil's Mercado Bitcoin aims to tokenize $200 million on the ledger, potentially reshaping its market position.

US Treasury debt dominates XRP's RWA portfolio at $90.1 million (57% share), followed by public equity receipts ($55.4 million) and non-US sovereign debt ($11.9 million). The network now holds 1.2% of the indexed RWA market—a foothold primed for expansion as institutional adoption accelerates.